| Job Score for Banks and Brokerages |
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| Key Advantages: |
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Acquire more profitable customers |
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Improve risk-based product pricing |
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Establish quality accounts |
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Minimize risk and losses |
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| Credit default risk is the biggest risk for lenders including banks and brokerage companies. The past credit behavior of individuals offers only limited insight into individuals' future credit situation. Job Security Score gives credit providers a forward-looking assessment of borrower’s ability to pay based on the security of their source of income—their job. |
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| A customer’s Job Security Score is unique to the individual and is based on their personal profile and the economic factors uniquely affecting their employment. Having this insight, lenders gain superior prediction capabilities of consumer credit risk, allowing them to match the right consumers with the right products, as well as benefit from and convey more accurate risk information about their portfolios. |
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| To find out how you can incorporate Job Security Score into your businesses’ credit decisions and put Scorelogix’s advanced research and cutting-edge risk-scoring model to work for you, call to speak with a Scorelogix unemployment risk expert at (302) 328-1210. |
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