Mr. Annappindi holds a bachelor's degree in Electronics Engineering from Amravati University, India and an MBA from Harvard Business School.

Jim is an accomplished sales, marketing, and business development executive with over 20 years of experience in the Financial Services industry, with particular expertise in solving business challenges with the combination of technology, data, and analytics.

Jim was most recently a Senior Partner at FICO (Fair Isaac) where he served as a senior relationship executive from 2004 to 2009 and strengthened their direct sales and client relationships with key FICO customers. During his tenure Jim was consistently rated as a top performer and was awarded the "Best of the Best" in 2007.

Previously, Jim ran a successful consultancy, working with several public and privately held clients in executive roles. Prior to that he was the Senior Vice President at VISA, where he led Visa's e-commerce activities and managed product, marketing, public relations, and business development initiatives. Jim was a Vice President at American Express where as senior member of a Center of Excellence he managed multiple project teams and developed e-commerce and smart card programs with strategic partners.

Jim’s experience also include: Vice President/Director at HSBC where he led development of marketing intelligence infrastructure and co-chaired the originations launch of GM MasterCard, the largest and most successful launch in the industry. He was a Product/Marketing Manager with Discover Card.

Jim holds a bachelor's degree in Business Administration from the University of Southern California.

John is a seasoned sales and business development executive and brings a wealth of knowledge and over 25 years of experience in assisting credit unions in meeting their growth objectives. Earlier John founded and served as CEO/ President of CUNA Network Services, LLC., which focused on developing and delivering e-commerce products and services to help credit unions of all sizes efficiently serve their members and remain competitive. He grew this business to serve over 1,000 credit unions. In addition, John founded and served as Chief Executive of Cards Solutions and Applications, a smart card technology company.

John also served as Chief Executive of SAVA Research Corporation and was responsible for the products and access control systems for the U.S. government market.

Dr. Watral brings with him more than 25 years of experience in strategy, innovation, business development, psychological testing, and vocational assessments. Prior to joining Scorelogix, he has practiced as a licensed psychologist, provided consulting services, taught psychology at the Richard Stockton College of NJ, and was a commissioned officer in the U.S. Army where he served in both leadership and staff positions. Over the years, Dr. Watral has developed a strong commitment to finding practical solutions to both institutional and individual needs using his expertise in psychology, quantitative techniques and management; and he is extremely passionate about addressing the issues of job security and income stability.

Dr. Watral has a B.A. and an M.A. in Social Sciences from Indiana University, PA and a Ph.D. in Psychology from Temple University, PA.

Dr. Bapna holds a bachelor's degree in Chemical Engineering from the Indian Institute of Technology, Kanpur, India, an MBA from The University of Iowa, and a Ph.D. from the Department of Management Sciences from The University of Iowa.

Stuart McFarland is the co-founder and Managing Partner of Federal City Capital Advisors and has extensive experience in executive leadership, Board of Directors service, business development, corporate restructuring, finance, real estate, mortgage lending and securitization.

Mr. McFarland was previously the Chairman of Federal City Bancorp; President and CEO of Pedestal Inc.; EVP, GM and Director of GE Capital Mortgage Services; President and CEO of GE Capital Asset Management Corporation; President and CEO of Skyline Financial Services Corporation; and the President and CEO of National Permanent Federal Savings Bank. At GE Capital, Stuart ran GE's mortgage and loan workout business and managed and directed the mortgage origination and servicing; and the defaulted, delinquent and impaired loan workout businesses, which included the acquisition, management and disposition of real estate assets and mortgage loan securities and its mortgage securities and special loan servicing activities.

Prior to that Mr. McFarland was the EVP and CFO of the Federal National Mortgage Association (Fannie Mae) and the President and Director of Ticor Mortgage Insurance Company - the nation's second largest provider of mortgage guaranty insurance. At Fannie Mae, he directed the reorganization of the asset acquisition programs and processes and developed and introduced the Fannie Mae mortgage-backed securities program. He also directed the reorganization of the liability distribution processes, technology and systems, expanding Fannie Mae's debt distribution internationally. During Stuart's tenure, Fannie Mae reversed several years of losses, became a market service oriented business and was re-positioned for significant growth.

Mr. McFarland has testified before committees of the U.S. Senate and House of Representatives on mortgage and real estate finance and securitization as well as related financial issues. He has served on numerous public and private company boards of directors and currently serves on the Boards of Directors and Chairs the Audit Committees of New Castle Investment Corporation (NYSE: NCT) and the Brandywine Funds (BRWIX, BLUEX, BWAFX). He serves on the Boards of Directors of the Helios Funds (HSM, HTR, HAV, HIH, HMH, HAS, HHY) formerly the Hyperion and Regions Morgan Keegan Funds). He also serves as a Director and Member of the Executive Committee of the Center for Housing Policy, in Washington, DC and is a member of the Trustees Council of the National Building Museum.

Mr. McFarland holds a B.A. degree in Government and Law from Lafayette College.

Larry Rosenberger is widely recognized as an innovator in decision technology, particularly in consumer lending. Mr. Rosenberger joined Fair Isaac (FICO) in 1974 and served as president and chief executive officer from 1991 to 1999. Larry Rosenberger was named Fair Isaac's first Research Fellow in 2007, following more than 33 years of service to the company. In this capacity, he continues to pursue research projects that advance Fair Isaac's analytic science. From 1999 to 2007, he led Fair Isaac's Research Unit, focused on early stage innovation in predictive and decision analytics focused on helping consumer products and services clients make better decisions on their prospects and customers. From 1991 to 1999, he served as President and CEO. During that time, Fair Isaac experienced consecutive years of record growth, with annual revenues increasing from $31 million to over $276 million. Prior to that position, he managed the Engineering, Research, and Development Division focused on the technical development, production and marketing of the company's most advanced products, such as TRIAD adaptive control, as well as advances in predictive analytics methodology.

Mr. Rosenberger holds a B.S. in physics from the Massachusetts Institute of Technology and an MS in physics and a M.S. and an M.Eng. in operations research from the University of California, Berkeley.

He co-authored the book "The Deciding Factor: The Power of Analytics to Make Every Decision a Winner".

Dr. Charles Stryker is the Founder and President of the Venture Development Center (VDC). Founded in 1992, VDC is the preeminent advisory firm assisting firms in the information services industry in all aspects of their strategy and business development activities. VDC has advised many of the traditional market leaders in the space including: Acxiom, Affinion, Catalina Marketing, First Data Corporation, Harte-Hanks, IAC, IBM, LexisNexis, Nielsen, Yahoo, Zagat Survey, and many other market leaders. In addition, VDC has been an active advisor for over 150 early stage firms that include many of the market leaders of tomorrow. A few of the recent VDC engagements have included BlueKai, Groupon, Jigsaw, Mint, Quova, and Zave Networks. The VDC success story is based on identifying new and powerful applications for data assets and marrying the product concept to solid revenue results utilizing both distribution experience and an expensive network of industry relationship.

In addition to his current professional activities, from 1991 to 1999, Dr. Stryker was a Lecturer at the University of Pennsylvania, Wharton School, where he taught in the Sol C. Snider Entrepreneurial Center. From 1986 to 1991, he served as a President of InfoUSA. Since 1992 he has also served on many Board of Directors of both Public and Private companies including 24/7 Real Media, Greenfield OnLine, infoGroup, Intelliquest, and Naviant.

Dr. Stryker has received the BS and MS degrees in Electrical Engineering and the Ph.D. in Computer Science from New York University.

Joseph Kennedy is a seasoned business leader and the CEO and President of Pandora.com –a leading internet radio service created by the Music Genome Project. From 1999 to 2004, Mr. Kennedy served as President and Chief Operating Officer of E-LOAN. Prior to joining E-LOAN, Mr. Kennedy was the Vice President of Sales, Service and Marketing of Saturn Corporation from 1995 to 1999. From 1993 to 1995, Mr. Kennedy was the General Director of Marketing and Product Planning for the Cadillac Motor Car Division of General Motors Corporation. From 1992 to 1993, Mr. Kennedy was the Director of Product Portfolio Planning for the North American Operations of General Motors Corporation.

Mr. Kennedy holds an M.B.A. degree from Harvard Business School and a B.S. degree from Princeton University.

Ms. Cohen is a marketing and legal professional with over 20 years of experience in both domestic and international markets. She is also the Director of Emerging Growth Services at Blank Rome LLP – a renowned Philadelphia based law firm with over 500 attorneys. In her previous roles, she was of counsel at Towers Perrin; the Vice President of Strategic Business Development and General Counsel of RentPort, Inc – an early stage, venture-backed technology company from 2000-2003; a Principal in TenX Capital Partners – a private equity firm; and a Managing Director of Franklin Electronic Publishers from 1991 to 1995.

Ms. Cohen is highly regarded for creating and spearheading many diverse, strategic and successful marketing and business development initiatives and has extensive experience in identifying and negotiating key business relationships for large and small companies, including technology transfer arrangements, strategic alliances and acquisitions.

Ms. Cohen is the 2003 recipient of the Wharton Distinguished Alumna Award and has served as a vice president and board member of the Wharton Club of Philadelphia and is a founder of the Wharton Women's Network. She is on the Boards of the International Visitors Council of Philadelphia and the America-Israel Chamber of Commerce, Central Atlantic Region. Ms. Cohen is a member of the bar in Pennsylvania, New Jersey, New York and Israel.

Ms. Cohen holds an M.B.A. from The Wharton School, University of Pennsylvania, a J.D. from Rutgers University, where she was an editor of the Law Review, and received her B.A., magna cum laude, from Brandeis University.

Mr. Ashesh Shah is an advisor to Scorelogix. Mr. Shah is a partner in TCCA, a private equity group focusing on investments in Asia. Prior to joining TCCA, Mr. Shah was a Director of Financial Advisory Services Group with Crossroads, LLC in New York. Mr. Shah has extensive experience in corporate finance, corporate restructurings, investment/exit strategies and hands-on turnaround of underperforming companies. He has advised senior management, banks, bond-holders and investors in variety of industries. Prior to joining Crossroads, Mr. Shah was a member of the Corporate Restructuring Services group of KPMG LLP, and before that he was a member of the Strategy Consulting group of Deloitte Consulting and Corporate Finance team of Deutsche Banc Alex Brown.

Mr. Shah holds an MBA from Harvard Business School, an MS in Civil Engineering from Stanford University and a Bachelor of Engineering degree in Civil Engineering from Gujarat University, India.