| Job Score for Mortgage Companies |
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| Key Advantages: |
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Establish quality accounts |
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Improve targeting |
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Prospect with confidence |
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Minimize risk and losses |
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| Using Job Security Scores allows mortgage companies to move from verification of employment—which looks to the past—to assessing how a potential borrower’s employment will affect their ability to pay in the future. A borrower’s risk of job loss is the single largest missing piece of information in the debt-to-income ratio. Job Security Score gives you the ability to increase profitability in an increasingly competitive market. |
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| With Job Security Scores, mortgage companies can better understand potential borrowers throughout the pre-application and underwriting process, which allows them to match the right customers with the right products and terms. This insight allows them to improve the effectiveness and profitability of their targeting, term-setting, and underwriting activities. |
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| To find out how you can incorporate Job Security Score into your businesses’ credit decisions and put Scorelogix’s advanced research and cutting-edge risk-scoring model to work for you, call to speak with a Scorelogix unemployment risk expert at (302) 328-1210. |
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